Company Overview

Drive your dream. We’ll handle the finance.

At Guardian Finance Ltd, we make it easy for anyone living anywhere in New Zealand regardless of visa status or driver licence type to get the car they need, with finance that fits their lifestyle. Whether you’re a citizen, resident, student, or here on a work visa, we’re here to help you move forward faster, smarter, and with total confidence.

We specialise in vehicle finance, working with a strong network of trusted lenders across New Zealand. This means you get real choices, better rates, and flexible options all without the hassle of shopping around.

Why Choose Guardian?

• We say yes when others hesitate Whether you’re new to the country, self-employed, or have a unique credit story  we understand real-life situations and know how to make finance work for you.
• Backed by global experience Our team brings decades of hands-on finance experience  both here in New Zealand and overseas  giving you expert guidance with every application.
• We work for you, not the lender We’re independent, which means we’re here to find what’s best for you  not just push one product. We compare options and negotiate terms so you don’t have to.
• Quick, clear, and stress-free No hidden fees. No confusing jargon. Just fast approvals, friendly service, and support from real people who care about getting you on the road.

Guardian Finance Ltd – Your car. Your choice. Your way.