Drive Your Dream Today
We Will Help You Grow
& Manage Your Business
Welcome to Guardian Finance
Why choose us
We keep things simple. No endless paperwork, no confusion — just a smooth and honest process that respects your time and gets results quickly.
We don’t overcomplicate things. You’ll always know what you’re signing up for, with fair, transparent rates that match your reality — not just the fine print.
We’re not here to sell — we’re here to support. From start to finish, our team listens to your needs and helps you make confident decisions with clarity and care.
Getting approved is just the beginning. We’re by your side for the long haul — ready to help if things change, go wrong, or need adjusting along the way.
You shouldn’t have to rearrange your life to sort out your loan. With digital support from start to finish, you can apply and manage your finance anytime, anywhere.
No need to visit offices—we bring our services to you, wherever you are in New Zealand.
Proudly based in New Zealand. Owned and Managed by a Kiwi.
About us
At Guardian Finance Ltd, we connect you with a range of tailored vehicle finance options and also personal loan options to suit your needs, budget, and visa status — no matter where you are in your journey.
Our service
Car Finance
Drive away with confidence flexible car leasing and loan options tailored to your budget and lifestyle.
Boat, Motorbike & Caravan Loans
From boats to bikes to caravans we make financing your next adventure easy.
Commercial Vehicle Loan
Getting the right vehicles for your business shouldn’t be hard. We offer simple, affordable finance solutions tailored to your daily needs.
Personal Loan
Sometimes you just need a bit of extra help whether it’s for something planned or completely unexpected. We’re here to make that easier, without the fuss.
Debt Consolidation Loans
Simplify your finances by combining multiple debts into one easy-to-manage loan. Less stress, more control.
We look forward to doing great things with you anywhere in the New Zealand.
We Build Trust That Lasts
At Guardian Finance, we believe trust isn’t something you ask for it’s something you earn. That’s why we put people at the heart of everything we do. From your very first enquiry to the final payment and beyond, we’re here to listen, support, and guide you every step of the way.
We take the time to understand your needs, not just your numbers, and we’re proud to have built lasting relationships with individuals, families, and businesses who return to us not just because we offer great finance solutions, but because they know we genuinely care.
When you work with us, you’re not just another application you’re someone we’re here to back, for the long haul.